The following sets forth the policies for the collection and use of personally identifiable information (“Information”) by FasterFunds.com in connection with its operation of this website (the “Site”). FasterFunds.com takes its obligations regarding privacy very seriously, and it wants to ensure users are fully informed about the Information they are providing to it.
In connection with the Site, FasterFunds.com may collect Information in the following ways:
- Through registration forms filled out by a user on the Site
- Through Information provided by a user in connection with the purchase of products or services on the Site
- Through the maintenance and analysis of Web server logs
- Via e-mail sent by a user to FasterFunds.com
- Through the use by FasterFunds.com of third-party databases from which user Information is extracted and combined with Information obtained by FasterFunds.com through other means.
FasterFunds.com may also collect non-personally identifiable information from users via “cookies” (small text files placed by FasterFunds.com on user computers), single-pixel GIF image files (also called “Web beacons”), Web server log analysis and other similar technological means. Such non-personally identifiable information may be used to track site trends and enhance the user experience, and may be shared with third parties.
To the extent third parties may place advertising on the Site, such third parties may utilize cookies or other technological means within the advertising to collect and utilize non-personally identifiable information. FasterFunds.com is not responsible for information collected by third parties in this manner, nor for the collection or use of Information by other sites to which the Site is linked.
You may request any Disclosures in paper copy by contacting the third-party lender directly. The lender will provide paper copies at no charge. The lender will retain all Disclosures as applicable law requires.
The following types of Information about a user are among those that may be collected by FasterFunds.com in connection with the Site:
- Postal address
- E-mail address
- Telephone number
- Cellular telephone number
- Employment and income information
- IP Address
- Referring site
- Other technical information collected by the Sites servers.
- Credit Rating
- Product Interests
- User Preferences
- User device/browser
- Social networks information
- Social security number
- Bank account details
- Website usage information that is automatically generated by users as they interact with the site or information that we access via application programming interfaces
Your privacy is important to us. To better protect your privacy we provide this notice explaining our online information practices and the choices you can make about the way your information is collected and used. To make this notice easy to find, we make it available on our homepage and at every point where personally identifiable information may be requested.
To prevent unauthorized access, maintain data accuracy, and ensure the correct use of information, we have put in place appropriate physical, electronic, and managerial procedures to safeguard and secure the information we collect online.
The security of your personal information is important to us. We follow generally accepted industry standards to protect the personal information submitted to us, both during transmission and once we receive it. No method of transmission over the Internet, or method of electronic storage, is completely secure. Therefore, we cannot guarantee its absolute security. When you enter sensitive information (such as a social security number and bank account information) on our application forms, we encrypt the transmission of that information using secure socket layer technology (SSL).
The Site is not intended for users under the age of 18, nor does FasterFunds.com knowingly collect or retain Information in connection with the Site from children under the age of 13.
f you choose to provide personal information, it will be used for and/or shared with trusted third parties such as Loan Providers and/or other financial service providers, credit bureaus, and for marketing products and services that you might find of interest. We reserve the right to share, rent, sell or otherwise disclose your information with/to third parties in accordance with applicable laws and as described herein. These third party businesses may include, but are not limited to: providers of direct marketing services and applications, including lookup and reference, data enhancement, suppression and validation; e-mail marketers; wireless services providers and telemarketers. Information collected by us may be added to our databases and used for future instant messaging, telemarketing, SMS text-messaging, e-mails or postal mailings regarding site updates, new products and services, upcoming events, and/or status of orders and/or loans placed online. By using this website, you agree that you may be contacted in any manner contemplated in this section even if your number is found on a do-not-call registry or similar registry. We may also employ other companies and individuals to perform certain functions on our behalf. Examples include sending direct and electronic mail, removing duplicate information from customer lists, analyzing data, and providing marketing analysis. These agents have access to our users’ personal information as needed to perform their functions for our sites, but may not be used for their own marketing purposes. In addition, we may also disclose your personal information as required by law, such as to comply with a subpoena, or similar legal process.
You agree that by submitting your information at the website, you agree to receive mobile marketing including, but not limited to, text-message based marketing (“SMS Messages”), from us and our third party advertisers and marketers. You further agree that based on your individual carrier and plan, you may incur charges associated with such SMS Messages and that you agree to be solely responsible for such charges. You represent that you are at least 18 years of age and the owner or authorized user of the wireless device on which messages will be received, and that you are authorized to approve the applicable charges. Should you hereafter choose to opt-out of receiving SMS Messages from the individual sender, you may opt-out by texting “STOP” or “OPT-OUT” as specifically set forth in the communication. Notwithstanding that your mobile telephone number may be listed on state and/or federal do-not-call registries, we retain the right to contact you via SMS Messages. In addition, by registering and/or using the website, you agree that such act constitutes an inquiry and/or application for purposes of the Amended Telemarketing Sales Rule (16 CFR 310 et seq.), as amended from time to time (the “Rule”). Notwithstanding that your telephone number may be listed at the Federal Trade Commission’s Do-Not-Call List, we retain the right to contact you via telemarketing in accordance with the Rule.
We may also use your personal, demographic and profile data to improve our website, for statistical analysis, for marketing and promotional purposes, and for editorial or feedback purposes. Information collected by us may be added to our databases and used for future e-mails, telemarketing or postal mailings regarding site updates, new products and services, upcoming events, and/or status of orders placed online. See “Opting Out from Offers from FasterFunds.com” below.
FasterFunds.com may use Information collected in connection with the Site in the following ways:
- To provide requested information, products and services to users
- To improve the user experience with the Site
- In connection with the operation of the Site
- In connection with other Sites or offline businesses owned or operated by FasterFunds.com
- To contact users about products and services offered by FasterFunds.com as well as selected third parties.
- To provide to third parties for data processing in relation to services or information requested by users
- To provide to third parties whose products and services have been requested by users
In order to do the foregoing, FasterFunds.com may provide your Information to trusted third parties, including but not limited to selected third party marketers and vendors as well as third party contractors providing services to FasterFunds.com for the operation of the Site and its business, communication services and fulfillment of orders. FasterFunds.com will use commercially reasonable efforts to limit use of the Information by such third parties to the specific uses set forth above. FasterFunds.com also utilizes electronic and physical security to reduce the risk of improper access to or manipulation of Information during transmission and storage, but cannot guarantee the security or integrity of the Information. FasterFunds.com may also disclose Information when it determines it is necessary to comply with applicable laws or regulations or protect the interests or safety of its customers, or other visitors to the Site.
Users may modify and correct certain Information through a written request sent to: FasterFunds.com 8 The Green Suite: 5873 Dover DE 19901 or you can email firstname.lastname@example.org.
At any time, a user may opt out from receiving future offers from FasterFunds.com and/or ask us not to share your information in the future by following the instructions contained within each marketing communication, or by calling us, email us: email@example.com, mailing to: 8 The Green, suite 5873, Dover 19901, Delaware or using the unsubscribe link in our websites. Such opting out will not apply to any communications from third parties to whom FasterFunds.com may have provided Information regarding the user. Third parties use of the Information is subject to such parties own privacy policies, for which FasterFunds.com shall not be responsible.
Beginning on January 1, 2005, California Civil Code Section 1798.83 permits customers of FasterFunds.com who are California residents to request certain information regarding FasterFunds.com disclosure of personal information for their direct marketing purposes. To make such a request, please write to: FasterFunds.com 8 The Green Suite: 5873 Dover DE 19901 Within thirty days of receiving such a request, FasterFunds.com will provide a list of the categories of personal information disclosed to third parties for third-party direct marketing purposes during the immediately preceding calendar year, along with the names and addresses of these third parties. This request may be made no more than once per calendar year. FasterFunds.com reserves its right not to respond to requests submitted other than to the address specified in this paragraph.
Policy Last Revised: January 1, 2017
THE OPERATOR OF THIS WEB SITE IS NOT A LENDER , does not broker loans to lenders and does not make short term cash loans or credit decisions. It is not an agent, representative or broker of any lender and does not endorse any lender or charge you for any service or product. This Web Site does not constitute an offer or solicitation to lend. This site allows you to submit the information you provide to a lender. However, providing your information on this Web Site does not mean that a lender will be able to work with you or that you will be approved for a short term loan. Cash advances should only be used by you to solve immediate cash needs and should not be considered a long term solution. Not all lenders can provide up to $3,000. Cash transfer times may vary between lenders and may depend on your individual financial institution. For details, questions or concerns regarding your short term cash loan, please contact your lender directly. Lender services may not be available to residents of all states based on individual lender requirements. Availability: Residents of some states may not be eligible for a short term cash loan based upon lender requirements. Our company does not guarantee that completing an inquiry form will result in you being approved by a service provider or lender, being offered a loan product with satisfactory rates of terms, nor receiving a loan from a service provider or lender. The lender you are approved by may not offer the best possible terms and borrowers should always compare all available options before making any decisions. Any display of APR, loan amounts, interest or other loan details are only estimations. In reality these amounts will vary by lender and by borrower. Lending decisions are based on many factors, including but not limited to credit history, employment history, and loan repayment history. Please note that some lenders may perform credit checks as part of their credit transaction approval process. By using the website or services, you represent and warrant that you are at least 18 years old, a resident of the United States (but not a resident of Arkansas, Arizona, Georgia, Oregon, Virginia, West Virginia, New York or any other state where such short term loans small dollar loans are prohibited by law).
THE OPERATOR OF THIS WEB SITE DOES NOT pull your credit or look at your creditworthiness, but responsible lenders will. By submitting your information, you are giving lenders in our network permission to verify your social security number, driver license number or other identification, and to review your creditworthiness by pulling your credit history from major credit bureaus such as Experian, Equifax and Trans Union and from alternative credit bureaus