Terms & Conditions

Terms and Conditions

The following sets forth the policies for the collection and use of personally identifiable information (“Information”) by FasterFunds.com in connection with its operation of this website (the “Site”). FasterFunds.com takes its obligations regarding privacy very seriously, and it wants to ensure users are fully informed about the Information they are providing to it.

PLEASE CAREFULLY REVIEW THESE TERMS AND CONDITIONS OF USE BEFORE USING THIS SITE. USING THISWEBSITE CREATES A BINDING AGREEMENT TO COMPLY WITH THESE TERMS AND CONDITIONS. IF YOU DO NOT AGREE TO THESE TERMS, YOU SHOULD EXIT THIS SITE IMMEDIATELY.

Thank You. Thank you for visiting this website, which is provided by FasterFunds.com (hereinafter “we”, or “us”) for your personal information.

Using this Site Constitutes Acceptance of a Legal Agreement.

This Terms and Conditions of Use is a legal agreement (the “Agreement”)
between you and FasterFunds.com. The Agreement sets the terms and conditions for using the web Site (“Site”). We provide this Site to you expressly subject to this Agreement. By accessing, browsing, or using the Site in any other way, you acknowledge that you have read, understand, and agree that the terms of this Agreement bind you. You further agree to comply with all applicable laws and regulations. The terms and conditions of this Agreement form an essential basis of the bargain between you and FasterFunds.com.

Eligibility.

This Site is not directed at children under the age of eighteen (18) and FasterFunds.com does not knowingly collect personal information from any child under the age of eighteen (18) at this Site. Your eligibility for particular products or services is subject to final determination by FasterFunds.com. You must be 18 years of age or older (the age of legal capacity to contract, as applicable). Persons under age 18 may not participate in the offers on this website.

Use of Site.

FasterFunds.com authorizes you to view and make copies of documents, pages, images or other materials or content on this Site, for your non-commercial, personal use only. We reserve all other rights. You may not distribute, display, transmit, or disseminate any such documents, pages, images, materials, or content without the prior written consent of FasterFunds.com.

Modification and Continued Use.

FasterFunds.com reserves the right to modify these Terms and Conditions of Use from time to time.
Your use of this Site after such a modification will constitute your acceptance of, and your agreement to, any new or amended terms and conditions.

Electronic Communication.

When you visit FasterFunds.com or send emails to us, you are communicating with us electronically,
and you consent to receive communications from us electronically to the extent permissible by law. We will communicate with you by email or by posting notices on this Site. You agree that all agreements, notices, disclosures, and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing to the extent permissible by law. You agree that we may send emails to you for the purpose of advising you of changes or additions to this Site, about any of our products or services, or for such other purposes as we deem appropriate and as permitted by law.

SMS / MMS Messaging Terms

FasterFunds.com does not charge for receiving text message alerts. Message and Data Rates May Apply. Check your text messaging plan with your carrier. For help, email support@fasterfunds.com. To stop receiving text messages at any time, reply STOP to message you received. Carriers are not liable for delayed or undelivered messages. Supported carriers include Sprint, Boost, T-Mobile, Alltel, Virgin Mobile, U.S. Cellular, MetroPCS. Fasterfunds.com provides and maintains this Site for your information, conditioned on your acceptance, without modification, of the terms, conditions and notices contained in these Terms of Use and in our Privacy Policy. By accessing and using the Site, you accept and agree without limitation to the following

Copyright, Trademark and Related Issues.

The trademarks, titles, characters, trade names, graphics, designs and other properties
appearing on this Site are protected intellectual properties that are owned by FasterFunds.com, it subsidiaries or affiliates, or by third parties who have authorized use of such properties on this Site. Nothing contained on this Site confers any right under any trademark, copyright or other intellectual property right, except as expressly provided on this Site.

Linking.

This Site may contain links to sites maintained by third parties. FasterFunds.com is not responsible for the content or the privacy policies of those sites. You should not consider the existence of such links as an endorsement or recommendation of those sites or of any party who is associated with those sites.

Submission of Ideas.

Our policy is to not accept or review unsolicited ideas or suggestions from persons outside the company.Notwithstanding such policy, any ideas, suggestions, know-how, comments or concepts that are offered or communicated to us through this Site or otherwise shall be the property of FasterFunds.com, and may be treated by us as non-confidential.FasterFunds.com maintains the unrestricted right to use and disclose such ideas, suggestions, knowledge, expertise, comments,or concepts for any purpose without compensation or obligation to any party.

Damage to Website.

Any attempt by any person to deliberately damage this website is a violation of criminal and civil laws.
FasterFunds.com reserves the right to seek damages from any such person to the fullest extent permitted by law.

Improper Use.

You agree not to post or transmit through this website or any “@FasterFunds.com” email address, any improper material. This includes material or violating or infringing on the rights of others or solicits, encourages or promotes the use of illegal substances or activities. This includes material which is unlawful, threatening, abusive, harassing, defamatory, libelous, derogatory, invasive of privacy or publicity rights, vulgar, obscene, bigoted or hateful, profane, scandalous, pornographic, indecent or otherwise objectionable, gives rise to civil or criminal liability or otherwise violates any applicable law. You may not engage in any activity on this website that restricts or inhibits any other user from using or enjoying this website by “hacking”, “cracking”, “spoofing”, or defacing any portions of this website.You may not post or transmit through this website or any “@FasterFunds.com” email address advertising or commercial solicitations; promotional materials relating to website or online services which are competitive with FasterFunds.com and/or this website. You may not post or transmit through this website or any “@FasterFunds.com” email address software or other materials that contain viruses, worms, time bombs, trojan horses, or other harmful or disruptive components. You may not post or transmit through this website or any “@FasterFunds.com” email address political campaignmaterials; chain letters; mass mailings, spam mail, any robot, or spider. You may not post or transmit through this website or any “@FasterFunds.com” email address any Site search/retrieval applications, or other manual or automatic device or process to retrieve, index, “data mine”, or in any way reproduce or circumvent the navigational structure or presentation of this website or its contents. You may not harvest or collect information about website visitors without their express written consent.

International Use.

None of the products or underlying information or technology available at this Site may be downloaded or otherwise exported (i) to (or to a national or resident of) Cuba, Iraq, Iran, Libya, North Korea, Sudan, Syria, or any other country to which the United States has embargoed goods; or (ii) to anyone on the United States Treasury Department’s list of Specially Designated Nationals or the U.S. Commerce Department’s Table of Deny Orders. By downloading from, or using the Site, you represent and warrant that you are not located in, under the control of, or a national or resident of any such country or on any such list. You further agree to indemnify FasterFunds.com against any all costs, liabilities, losses or expenses arising from, or relating to, any asserted violation by you of any of the laws and administrative regulations of the United States relating to the control of exports of commodities and technical data.

Our Right to Monitor.

FasterFunds.com has the right, but not the obligation, to monitor the content of this website, to determine
compliance with these Terms and Conditions of Use and any other operating rules established by FasterFunds.com. FasterFunds.com has the right in our sole discretion to edit, refuse to post or remove any material submitted to or posted on this website that we find to be in violation of these Terms and Conditions of Use or is otherwise objectionable. You are solely responsible for any information you post, transmit or otherwise make available on this website. You acknowledge and agree that FasterFunds.com does not have any liability for any action or inaction with respect to any conduct, communication or posting on this website.

Rights in Content and Privacy.

By displaying, publishing and making available for download and use by others any content, messages,
text, files, completed forms, applications, images, photos, video, sounds, profiles, works of authorship, or any other materials (“Content”) to the maximum extent permitted by law, you give FasterFunds.com a perpetual, irrevocable, worldwide, royalty-free, and non-exclusive license to reproduce, adapt, modify, translate, publish, and distribute any Content which you submit, post or display on or through the web Site. You agree that this license includes a right for FasterFunds.com to make such Content available to other companies, organizations or individuals with whom FasterFunds.com has relationships for the provision of consumer financial services, and to use such Content in connection with the provision of those services. You understand that FasterFunds.com may (a) transmit or distribute your Content over various public networks and in various media; and (b) make such changes to your Content as are necessary to conform and adapt that Content to the technical requirements of connecting networks, devices, services or media. You agree that this license shall permit FasterFunds.com to take these actions. You confirm and warrant to FasterFunds.com that you have all the rights, power, and authority necessary to grant the above license. Applicable law and the FasterFunds.com Privacy Policy may limit our rights in such Content. FasterFunds.com will use any non-public personal information you supply through this Site in accordance with its Privacy Policy.

Non-Waiver of Our Rights.

You agree that our failure to enforce any rights under this Agreement or applicable law cannot be construed as a waiver of our rights in any way.

Global Availability.

FasterFunds.com controls this Site from its offices in Delaware; other FasterFunds.com sites may be administered and operated from various locations inside and outside the United States. If you use this website from other locations, you are responsible for compliance with applicable local laws. FasterFunds.com makes no representation that the products and services referenced herein are appropriate or available worldwide, and in fact, certain products and services may not be available globally.Some service offerings are not available in every state of the United States.

Termination and Suspension.

This Agreement is effective until we terminate the Agreement. We may terminate this Agreement at
any time without notice. We may suspend or terminate your access and use of the Site at any time, with or without cause, in our absolute discretion and without notice. This Agreement’s provisions addressing the following shall survive termination: the sections concerning Disclaimer of Warranties, Limitation of Liability, Waiver, Applicable Law and Dispute Resolution, General Provisions, and any other provision that by its terms survives termination of your use or access to the Site.

No Representation Regarding Jurisdictional Availability, Promotions Void Where Prohibited by Applicable Law.

FasterFunds.com makes no representation that the documents, pages, images or other materials or consent on this Site are appropriate or available for use in jurisdictions outside the U.S.A. All offers or promotions advertised on this Site are void where prohibited, and are subject to the posting of any official rules pertaining to such offers or promotions.

Severability.

If any provision of these Terms and Conditions of Use is found by a court of competent jurisdiction to be legally invalid or unenforceable: (1) the validity and enforceability of the remainder of these Terms and Conditions of Use shall not be affected; (2) such provision shall be deemed modified to the minimum extent necessary to make such provision consistent with applicable law; and (3) such provision shall be valid, enforceable and enforced in its modified form.

Law and Venue

By using this Site or engaging withfasterfunds in any way, you consent to the laws and jurisdiction of the Delaware. These Terms of Use and the Privacy Policy also will be governed by and construed in accordance with the laws of Dover, Delaware, without regard to conflict of law provisions. Any legal action brought against faster funds.com (which must be via binding arbitration as set forth below) will be governed by the laws of Kent County, Delaware and you agree that the sole jurisdiction and venue for disputes resolution will be in Kent County, Delaware.

Binding Arbitration

Should any dispute arise as to the interpretation of any term or provision of these Terms of Use or with regard to any of your dealings fasterfunds.com or with any lender or lending partner you borrow from as a result of fasterfunds.com’s service, those issues shall be decided by binding arbitration. Arbitration proceeding shall be conducted under the applicable rules in Kent County, Delaware . The decision of the arbitrator shall be final and binding on both parties. The prevailing party shall be entitled to recover the cost of arbitration, travel expenses, expert testimony, travel expenses of experts, and all other expenses reasonably incurred in bringing or defending an arbitration claim, from the other party unless otherwise prohibited by law.

Cookies.

FasterFunds.com collects anonymous, non-confidential, and non-personal information when you use our Site, send us emails, or respond to special promotions or other communications that we may send to you from time to time. For example, cookies are small computer files that we transfer to your computer’s hard drive that allow us to know how often someone visits a site and the activities they conduct while on that site. Every computer is assigned a different cookie by FasterFunds.com. The information collected by cookies helps us dynamically generate content on web pages and also allows us to statistically monitor how many people are using our Site or are opening our emails. We may use cookie information to determine the popularity of certain content or advertisements. It may be possible to link non-personal cookie information to personally identifiable information collected. You may be able to turn off cookies in your browser, but this may hinder our ability to provide you with certain services or your ability to enjoy certain features of the Site.

Browser Signals.

We do not currently take actions to respond to “Do Not Track” signals from your browser because a uniform
technological standard has not yet been developed. We continue to review new technologies and may adopt a standard once one is created.

Third Party Websites.

We use third party advertising and media companies to serve ads on our behalf across the Internet and to
help manage and optimize our Internet business and communications. Through the use of Cookies, such third party companies may collect anonymous information about your visits to our site and your interaction with our ads and content. For instance, they may keep track of how many of our ads you have seen on other web sites before visiting our web site. This information is used to understand your browsing behavior and interests so that we can identify your needs and provide service that is tailored to you.

Promotions.

Any and all offers or promotions advertised on this Site are void where prohibited, and are subject to the posting of any official rules pertaining to such offers or promotions.

Notice of Grievance and Opportunity to Cure.

Before initiating arbitration or litigation concerning any potential dispute arising from
the Agreement you and we agree to mail a written notice to the other party, return receipt requested, to provide the other party an opportunity to resolve such grievance. Such notice shall include a proposed resolution. A party receiving such notice must mail a written offer return receipt requested proposing a reasonable settlement within 20 days (or such longer period as applicable law may require). If an aggrieved party ultimately initiates arbitration or litigation, and if applicable law allows, then the adjudicator shall
award reasonable attorney fees, court costs, and litigation expenses to the opposing party, if the adjudicator determines the (a) aggrieved party cannot prove compliance with this paragraph or (b) opposing party timely offered a reasonable settlement.

Certain sections or pages on the Site may contain separate terms and conditions. Any such disclosures, terms, policies, or agreements are accepted as an agreement between you and us, in addition to the terms and conditions of this Agreement. In the event of a conflict, the additional terms and conditions will govern for those sections or pages. For example, if a conflict exists, then the governing law provisions provided in any Customer Agreement, Loan Agreement, Arbitration Provision, Privacy Policy, or Application will supersede the choice of law and venue provisions provided in this Agreement.

Additional Provisions.

This Agreement supersedes any previous Terms and Conditions of Use Agreement to which you and FasterFunds.com agreed. This Agreement will be binding on, inure to the benefit of, and be enforceable against the parties and their respective successors and assigns. Neither the course of conduct between parties nor trade practice shall act to modify any provision of the Agreement. All rights not expressly granted herein are hereby reserved. Headings are for reference purposes only and in no way define, limit, construe or describe the scope or extent of such section.

Indemnity.

By using this Site, you agree to defend, indemnify, and hold harmless FasterFunds.com from and against any and all losses, claims, damages, costs, and expenses (including reasonable legal and accounting fees) that FasterFunds.com may become obligated to pay arising or resulting from your use of this Site, the content contained on the Site, or your breach of these Terms of Use.FasterFunds.com reserves the right to assume or participate, at your expense, in the investigation, settlement, and defense of any such action or claim.

Limitation of Liability and Disclaimer of Warranties.

FasterFunds.com uses reasonable efforts to ensure that the information on this
Site is accurate, but does not guaranty such accuracy. FasterFunds.com makes no representations regarding the use or results of any content on this Site with respect to its accuracy, reliability or any other matter. NEITHER FasterFunds.com NOR ANY OTHER PARTY INVOLVED IN CREATING, PRODUCING OR DELIVERING THIS SITE SHALL BE LIABLE FOR ANY DIRECT, INCIDENTAL, CONSEQUENTIAL, INDIRECT OR PUNITIVE DAMAGES ARISING OUT OF YOUR ACCESS TO, OR USE OF, THIS SITE. Without limiting the foregoing, neither FasterFunds.com nor any other party involved in creating, producing or delivering this Site shall be liable for any damage to your computer equipment or other property, or for any viruses that may infect your computer equipment or other property.

Everything on this Site is provided “AS IS” AND WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, ANY IMPLIED WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT. Because some jurisdictions may not allow the exclusion of implied warranties or certain types of damages, some of the above exclusions may not apply to you. Check your local laws for any restrictions or limitations regarding the exclusion of implied warranties.


Policy Last Revised: January 30, 2018

THE OPERATOR OF THIS WEB SITE IS NOT A LENDER , does not broker loans to lenders and does not make short term cash loans or credit decisions. It is not an agent, representative or broker of any lender and does not endorse any lender or charge you for any service or product. This Web Site does not constitute an offer or solicitation to lend. This site allows you to submit the information you provide to a lender. However, providing your information on this Web Site does not mean that a lender will be able to work with you or that you will be approved for a short term loan. Cash advances should only be used by you to solve immediate cash needs and should not be considered a long term solution. Not all lenders can provide up to $3,000. Cash transfer times may vary between lenders and may depend on your individual financial institution. For details, questions or concerns regarding your short term cash loan, please contact your lender directly. Lender services may not be available to residents of all states based on individual lender requirements. Availability: Residents of some states may not be eligible for a short term cash loan based upon lender requirements. Our company does not guarantee that completing an inquiry form will result in you being approved by a service provider or lender, being offered a loan product with satisfactory rates of terms, nor receiving a loan from a service provider or lender. The lender you are approved by may not offer the best possible terms and borrowers should always compare all available options before making any decisions. Any display of APR, loan amounts, interest or other loan details are only estimations. In reality these amounts will vary by lender and by borrower. Lending decisions are based on many factors, including but not limited to credit history, employment history, and loan repayment history. Please note that some lenders may perform credit checks as part of their credit transaction approval process. By using the website or services, you represent and warrant that you are at least 18 years old, a resident of the United States (but not a resident of Arkansas, Arizona, Georgia, Oregon, Virginia, West Virginia, New York or any other state where such short term loans small dollar loans are prohibited by law).

THE OPERATOR OF THIS WEB SITE DOES NOT pull your credit or look at your creditworthiness, but responsible lenders will. By submitting your information, you are giving lenders in our network permission to verify your social security number, driver license number or other identification, and to review your creditworthiness by pulling your credit history from major credit bureaus such as Experian, Equifax and Trans Union and from alternative credit bureaus